With increasing customer categories such as “baby boomers,” “Generation X,” and “,” and with emergence of a customer-centric world, tackling loyalty programs is getting complicated for brands. A recent report and infographic titled brought out by loyalty agency along with global foresight program Future Agenda, explores ways to secure repeat purchases and customer advocacy in retail. Gone are the days of segmenting customers on the basis […]

Introduction There is general consensus that there is a positive relationship between development in the financial sector and economic growth providing the means to mobilize and to allocate funds in the economy (Masha et al., 2004; Shaw, 1973). However, financial development is also shown to be inadequate to cause economic development often being considered to be a passive handmaiden serving to enhance the output and […]

Discuss the future of human geography with reference to the approaches that have emerged since the 1950s. Geography found its roots during periods of exploration when man’s knowledge of the world was still subject to the imagination. For many decades, Europe and the British Empire in particular formed much of what cartography is today, and environmental determinism was widely used to serve imperialist needs. Many […]

Imagine yourself living the dream of being an entrepreneur. You are a business man of the 21st century; you have a popular product that many firms want to purchase. You feel financially secure with your future because of the amount of buyers for your product. Then 5 years go bye, and the once abundant number of firms has dwindled down to a couple of major […]

Present Value is the current worth of a future sum of money or stream of cash flows given a specified rate of return. Future cash flows are discounted at the discount rate, and the higher the discount rate, the lower the present value of the future cash flows. Determining the appropriate discount rate is the key to properly valuing future cash flows, whether they be […]

The year is 2058, our human resources have become scarce to the entire world population. Scientist have began experimenting with new and improved technology by controlling the weather to try and help the ground become fertile and usable. People are killing each other for water and food. Most of the earth’s soil has turned to sand, people and animals have become infected with a virus […]

This research considers the development of the online platform in the travel business, considering its impact on the traditional, bricks-and-mortar agent. Through the development of a case-study and UK-based interview, the research finds that while the growing online presence continues to take market-share from the traditional agent, there is the ability for both to coincide and complement each other. 1. INTRODUCTION As consumers become more […]

My piece is an argumentative article, intended for publication in a broadsheet newspaper such as The Daily Telegraph. The primary purpose is to argue a rather controversial idea based upon the semantic field of teenage culture and behaviour; however, the piece also aims to entertain with frequent use of humour through hyperbole and sarcasm, such as “Oh, how mature”. The text is aimed at an […]

Jakarta, the capital city of Indonesia has suffered many problems for decades. Recent years have seen increasing concern about some problems in Jakarta. The major problems are traffic congestion, flooding, waste disposal and ensuring a supply of clean water to Jakarta’s inhabitants. These problems are interconnected. Jakarta is the best destination for Indonesians to get a better life, but this can result in traffic jams […]

NORTHCENTRAL UNIVERSITY ASSIGNMENT COVER SHEET Learner: Consuela Kelly-Crisler THIS FORM MUST BE COMPLETELY FILLED IN Please Follow These Procedures: If requested by your mentor, use an assignment cover sheet as the first page of the word processor file. Use “headers” to indicate your course code, assignment number, and your name on each page of the assignment/homework including this assignment cover sheet. . Keep a Photocopy […]