Annotated Bibliography Waller-Wise, Rene. ncbi. nlm. nih. gov. Umbilical Cord Blood: Information for Childbirth Educators, Winter 2011. Web. 15 Feb. 2013. The author, a licensed clinical nurse specialist and childbirth educator, was driven to do research and write this article because she only had the basic information for cord blood banking to offer to couples is her classes. She shares that the first recipient of […]

1)Banking Segmentation Bank customers can be ultimately divided into two large groups; individuals and business customers. Each group can be subdivided into smaller segments; individuals can be subcategorised geographically (local and foreign customers), and most commonly demographically; whereas potential business customers can be segmented based on origination type, size, and location. National Bank of Kuwait (NBK) provides specialised banking solutions for both personal and business […]

“Citibank, a member of Citi, commenced operations in Singapore in 1902. Citi was known as Citigroup when Citicorp and Travelers merged in 1998 and adopted the trademark of the red umbrella. The Citi franchise is deeply embedded in the financial sector and the local community, with a long-term commitment to its customers and the country. With a presence in more than 100 countries” (CitiBank 2008), […]

In Paulo Freire”s ‘The “Banking” Concept of Education” the author uses several similes, metaphors and analogies to bring across his main point – the relationship between teachers and students, and the way the teaching process takes place. He feels they way students are taught isn”t as effective as it could be. The main analogy Freire uses, is that teachers “deposit” information into the students” minds, […]

Telephone and PC Banking It is atoll enables customers via telephone calls to find out about their position, with their bankers merely dialing the telephone numbers given to them by the banks. In addition, the computers on the phone would require special codes given to the customers as a means of identification of authentic users before they can receive any information they requested. This is […]

12 Extent of training in Banks and its Impact on employees motivation and involvement in job Muhammad Farhan Akhtar, Khizer Ali, Miss Shama Sadaqat, Shoaib Hafeez M. Com, Hailey College of Commerce, University of The Punjab, Quaid-e-Azam Campus, Lhr. , Pakistan. Abstract Banking sector of Pakistan is characterized by the high competition and in order to survive in the market place, employers have understood the […]

Virtual money ATM cards are also beneficial because they do not require a name on the card. They use a PIN code for security. They can be easily replaced if they are lost or stolen. One of the greatest benefits of these cards is that they do not require a bank account and can be used to access any currency from any location. Finally the […]

Analyze and evaluate the strengths and weaknesses of Citibank as they apply to banking in China, and indicate whether other Citigroup activities can build on Citibank’s China experience. Citibank can rely on many advantages to penetrate the Chinese market. Its huge experience with the developing markets first provides the bank a reliable and efficient mainframe to face the difficulties of the buoyant Chinese market. Moreover, […]

Explain the factors the branch manager has to take into account at the time of preparation of the budget. 4. Write an essay on Globalization in the Banking Industry. 5. Examine the economic functions of banks. 6. Explain Fractional-reserve banking. 25 x 4=100 marks Answers 2. Explain performance budgeting exercise as a tool for deposit manipulation. Performance budgeting can be defined as budgeting for the […]

Introduction According to Prof. Akbar (2009), financial crises normally have three characteristics namely; the asset market which if collapses, takes a long time to recover and has adverse effects on the economy. The second characteristic that portrays a financial crisis is the banking sector which is normally associated with output and unemployment. The third characteristic that he talks of is the real value of government […]